Broke

I realize that Im always broke nowadays. From the moment I stopped earning extra from my part time job last January, I now feel the pinch. Im always out of money and my supposedly "savings" account that is for savings (duh?!) and insurance money is continually being used as an emergency fund. This is definitely not a good sign of financial health.

My current job pays decent. I just got a raise but Im not feeling the effect because I opted to have 10% of my earnings go automatically to a fund. I cant get out of it yet or I can resign and get my money -but that's a decision I will not make soon.

How about finding another part time job? This always comes to mind, but I dont know, I dont have the energy to pursue finding one. Im not thrilled to do web developing too- I just want to sleep and travel and be out under the sun.

The travels, I agree I had many and its just half of the year! But to make it clear, those travels are comparably cheap than the travels I've had in the past. They are all within Cebu province and one Bohol-but even that Bohol trip is budget friendly so to speak.

Gadgets. Let me think, the last one that broke my wallet is my 20k desktop PC. But it's worth it because I'm using it as my work PC at home, which currently is just my downloading station and social networking pc.

I totally hate being in this state of money-less. Its sad to note that money literally is a figure of speech and that you only see it but not feel it.

Money money money in a poor man's world - is indeed a treasure and by treasure I mean rare.